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Blog: Mortgage Information

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

Brady Harris
Brady Harris Real Estate Broker

32735 Corte Limon
Temecula, CA 92592
Phone: 760-505-1340
Email: brady@bradyharris.net
DRE#01145924
NMLS # 1141446

Testimonials

As first time home buyers, we were very nervous about starting the process of purchasing our first home. Blanche was recommended to us by a close family friend, and we couldn't have chosen any one else to have guided us along the way! Blanche responded to us right away and made the process so easy. We needed to buy a home within a short period of time, and she helped us close within 20 days! elvirafern15
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